Plans and risks

I turned 41 today. I feel I should make a solid plan for the future. Actually, my motive is to retire early. So, here is my plan.

First, review my financials. I used to do this a lot but it all changed since I left it to the professional.

Second, don't be afraid to take risks. We probably think we don't gamble but the fact is every decision we make is a gamble. Our superannuation is most likely invested in the share market. We bet that our current jobs that we hold on so dearly are the best. We bet that when we commute to work today we won't get hit by a bus. Everything is a risk. Some are less riskier than others. So, without further ado, I'm going into the share market.

Third, consolidate my data. What on earth has this got to do with my early retirement plan? I feel that my accumulated possessions are bogging me down. The more I have the less mobile I am. I don't have a lot of physical belongings but I do have a lot of data. At present this data is stored all over the place across many hard disks and thumb drives. One day one of my thumb drives got corrupted. Luckily I backed it up before to another drive. Then I thought again, what if this backup drive fails. I can't afford the time to backup my data to a third or a fourth drive. So, I signed up with an online storage provider and going to backup all my important data there. Not-so-important data, be gone! What if the provider's system fails? Well, they are professional, they should know how to manage this risk. That's the risk I'm taking.

Well, for now I plan to enjoy my birthday today.